Apple's leading trend in patent based research in 2010 was without a doubt concerning all things related to the use of Near Field Communications or NFC in all of Apple's hardware. The iPhone will no doubt emerge as the most crucial device in Apple's NFC ecosystem because it will serve as your future means of electronic payment. A trend that will allow your future iPhone to act as electronic currency, your credit card, your debit card, your electronic coupon and all the while acting as a means of holding electronic tickets for such things as concerts, air travel, bus or subway. Today, we're one step closer to that reality with the formation of a National Mobile Commerce Network called ISIS, backed by AT&T and Verizon, Apple's current wireless partners. Report Updated.